Nikki is a partner in the firm’s Maryland office and Editor in Chief of CounselorLibrary.com’s CARLAW publication. She counsels financial services providers on compliance with consumer financial services laws, including unfair, deceptive, and abusive acts or practices, as well as the investigations, rulemakings, and proceedings of the Consumer Financial Protection Bureau and the Federal Trade Commission.
Nikki also assists national and state banks, credit unions, and other licensed lenders, sales finance companies, and motor vehicles dealers in the development and maintenance of nationwide consumer automobile finance programs; online motor vehicle sales assistance programs; electronic payment programs. She assists DMS providers of documents and software with federal and state law compliance; provides responses to regulator examinations; provides comments on proposed statutes and regulations to legislators and regulators. She consults on litigation. Nikki lectures and writes articles on consumer credit issues, including TILA, ESIGN, credit discrimination, payment assurance technology, and state consumer credit laws.