Borrower engagement is crucial for maintaining healthy financial relationships and ensuring timely bill payments. But what exactly is borrower engagement? It’s the level of involvement and interaction between borrowers and lenders… Read the rest

AFSA’s State Government Affairs team released a joint comment letter earlier this week to California’s Assembly Judiciary Committee in regards to Assembly Bill 2228 and vehicle repossessions. The letter emphasizes that the bill’s proposed… Read the rest

AFSA’s State Government Affairs team recently sent a joint comment letter to the California State Senate regarding Senate Bill 1286 and small business debt collection in the state.

In the letter AFSA expresses concern with SB 1286’s inclusion… Read the rest

This report presents the results of a first-of-its kind survey of leading providers of mortgages, vehicle financing, personal installment loans, credit cards, and other consumer products. Participants provide their views on several … Read the rest

Results from AFSA’s new Consumer Credit Conditions Index (C3) reflect the challenges faced by lenders and borrowers in today’s volatile economic and regulatory climate.

This view from lenders is the result of a first-of-its kind survey … Read the rest

AFSA is excited to launch the Consumer Credit Conditions Index (C3 Index). This initiative fills a need among lenders, policymakers, consumer-facing businesses, the financial media, and the public for a set of focused indicators that track… Read the rest

Today, the House Energy and Commerce Subcommittee held a hearing titled “Legislative Solutions to Protect Kids Online and Ensure Americans’ Data Privacy Rights.” During this hearing, the subcommittee considered the discussion… Read the rest

Ahead of the Senate Judiciary Committee’s hearing entitled “Small Print, Big Impact: Examining the Effects of Forced Arbitration,” AFSA wrote to Chairman Richard Durbin (D-IL) and Ranking Member Lindsey Graham (R-SC) in support… Read the rest

AFSA joined several other trades in an amicus brief in a Fair Credit Reporting Act (FCRA) case in front of the 3rd Circuit. The question in the case, Ritz v. Nissan, is whether a furnisher has to investigate not only the factual accuracy of … Read the rest

Congress is back in session next week and has a full legislative agenda to work on in the months ahead. 

Impeachment: The House is likely to send its impeachment articles against Homeland Security Secretary Alejandro Mayorkas to the Senate… Read the rest