Facts & Statistics
| STATE STATISTICS | |
| Population 2020 |
8,590,563 |
| Population 2019 | 8,556,642 |
| Population 2018 |
8,517,685 |
| Population 2017 | 8,465,207 |
| Population 2016 | 8,410,946 |
| Below Poverty 2019 | 9.9 |
| Below Poverty 2018 | 9.8 |
| Below Poverty 2017 | 10.6 |
| Below Poverty 2016 | 11 |
| Employment – Population Ratio 2019 | 64.3 |
| Employment – Population Ratio 2018 |
63.2 |
| Employment – Population Ratio 2017 | 62.9 |
| Employment – Population Ratio 2016 | 62.1 |
| Unemployed 2020 | 4.9 |
| Unemployed 2019 | 2.9 |
| Unemployed 2018 | 3 |
| Unemployed 2017 | 3.7 |
| Unemployed 2016 | 4.1 |
| Foreclosure Rate 2018 | 1 of 2,613 |
| STATE FACTS |
|---|
| Jamestown was the first English settlement in the U.S. It was also the first capital of Virginia. |
| Six Presidents’ wives were born in Virginia: Martha Washington, Martha Jefferson, Rachel Jackson, Letitia Tyler, Ellen Arthur, Edith Wilson. |
| The College of William and Mary in Williamsburg is the second oldest in the United States, it was founded in 1693. |
Government
| ELECTED OFFICIALS | |
| Governor |
Ralph Northam (D) |
| Lieutenant Governor | Justin Fairfax (D) |
| Attorney General | Mark Herring (D) |
| Secretary of the Commonwealth (Appointed) | Kelly Thomasson (D) |
| State Senate Control | D – 21; R – 18 |
| State House Control | D – 55; R – 45 |
Legislative Process
| LEGISLATIVE DATES AND DEADLINES | |
| Convenes | January 9, 2019 |
| Sine Die Adjournment | February 23, 2019 |
| Committee Action Deadlines | N/A |
| Crossover Deadline | None |
| Carryover from Previous Session | Yes (2018-2019) |
| Governor’s Signing Deadline (in session) | Seven days |
| Governor’s Signing Deadline (after adjournment) | 30 days from adjournment |
| Veto Override | 2/3 majority |
| Legislation Effective Date | July 1 following adjournment |
Notable Laws & Legislation
SAFE Act
- VA SB 240 (now Va. Code Ann. Title 6.2, c. 16)
- VA SB 295 (Repeals Va. Code. Ann. Title 6.1; now Title 6.2 c. 16)
- HUD review of Virginia’s SAFE Act
Security Breach Notification Law
Enforcement
Consumer Complaints
Regulatory Actions
Featured Regulations
Regulatory Guidelines
Advocacy, Initiatives & Reports
Advocacy
- 33 States Amicus Brief re: Telephone Consumer Protection Act (March 2020)
- 23 State & DC Letter to FDIC re: “Rent-A-Bank” Predatory Lending (February 2020)
- 25 State & DC Letter to Education Department re: Student Loan Debt Relief (February 2020)
- 23 State & DC Amicus Brief re: Constitutionality of CFPB (January 2020)
- 21 State & DC Letter to OCC re: “Rent-A-Bank” Predatory Lending (January 2020)
- 19 State & DC Letter to Congress re: Education Department Borrower Defense Rule (January 2020)
- 20 State & DC Amicus Brief re: Public Student Loan Forgiveness (November 2019)
- 22 State Letter to Education Department re: Student Loan Forgiveness (November 2019)
- 21 State & DC Letter to HUD re: Housing Discrimination (October 2019)
- 29 State & DC Letter to Education Department re: Student Loan Fraud (October 2019)
- 27 State & DC Letter to CFPB re: Debt Collection Rule (September 2019)
- 31 States & DC Amicus Brief re: Student Loans (August 2019)
- 50 States & DC Letter to FCC re: Robocalls (August 2019)
- 24 States & DC Letter to CFPB re: Overdraft Rule (July 2019)
- 40 States & DC Letter to FTC re: Data Privacy (June 2019)
- 50 States & DC Letter to Education Department re: Student Loans for Disabled Veterans (May 2019)
- 24 States & DC Letter to CFPB re: Payday Rule (May 2019)
- 33 States & DC Letter to Congress re: Marijuana Banking (May 2019)
- 41 States & DC Letter to FCC re: Robocalls (May 2019)
- 20 States & DC letter to Education Department re: Student Loan Disclosure to Law Enforcement (April 2019)
- 24 State & DC Letter to CFPB re: Payday Lending Rule (March 2019)
- 50 States & DC Letter to U.S. Senate Committee on Commerce, Science & Transportation re: Robocalls (March 2019)
- 30 States & DC Letter to FTC re: Identity Theft Rule (February 2019)
- 22 State AGs Letter to CFPB re: Regulatory Sandbox (February 2019)
- 14 State AGs Letter to FDIC re: Small-Dollar Lending (January 2019)
- 15 State AGs Amicus Brief re: Tribal Immunity for Payday Lending (December 2018)
- 43 State AGs Letter to Social Security Administration re: Identity Fraud (December 2018)
- 14 State AGs letter to Office of the Comptroller of the Currency re: Community Reinvestment Act (November 2018)
- 21 State AGs letter to Department of Education re: closed-school loan discharge regulations (October 2018)
- 33 State AGs letter to CFPB re: Military Lending Act (October 2018)
- 17 State AGs letter to HUD re: Affirmatively Furthering Fair Housing rule (October 2018)
- 12 State AGs letter to CFPB re: proposed revisions to disclosure sandbox program (October 2018)
- 35 State AGs Letter to Federal Communications Commission (FCC) re: Robocalls (October 2018)
- 16 State AGs Amicus Brief re: States’ Oversight on Student Loan Servicers (September 2018)
- 14 State AGs letter urging CFPB to continue enforcing the Equal Credit Opportunity Act’s disparate impact liability provision (September 2018)
- 17 State AGs letter urging HUD not to undermine the Agency’s Fair Housing Act (FHA) disparate impact regulations (August 2018)
- 20 State AGs letter urging Secretary of Education to share student loan information with law enforcement (July 2018)
- 20 State AGs letter to Congress opposing valid-when-made legislation (June 2018)
- 16 State AGs letter urging the Trump Administration to respect the CFPB’s investigative authority (April 2018)
- 20 State AGs letter to Congress regarding proposed FDCPA amendments (April 2018)
- 30 AGs letter to Congress urging it to reject legislation that would block state oversight of student loan servicing industry (March 2018)
- 20 State AGs letter to Education Secretary re student borrower defense proposal (March 2018)
- 16 State AGs letter to President re CFPB (December 2017)
- 36 State AGs Letter 1 and Letter 2 – Credit Freeze Fees (October 2017)
- 43 State AGs Letter – Major Data Breach (September 2017)
- 18 States Letter to CFPB – Proposed Arbitration Rule (August 2016)
- VA AG Herring Statement on CFPB Proposed Rules to Curb Predatory Lending (June 2016)
- 31 State AGs Letter to CFPB – Debt Collection Rules (March 2014)
Initiatives
Trade Associations
- Virginia Financial Services Association
Political Geography
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