![](/portals/0//adam/AFSAMAP/XciAbPB3AkqVgfljpKmYww/StateFlag/320px-Flag_of_Texas.svg.png)
Facts & Statistics
STATE STATISTICS | |
Population 2023 | 30,503,301 |
Population 2022 |
30,029,572 |
Population 2021 | 29,558,864 |
Population 2020 |
29,360,759 |
Population 2019 | 28,986,794 |
Population 2018 |
28,701,845 |
Population 2017 | 28,322,717 |
Population 2016 | 27,937,492 |
Below Poverty 2022 | 14 |
Below Poverty 2021 | 14.2 |
Below Poverty 2020 | 14.2 |
Below Poverty 2019 | 13.6 |
Below Poverty 2018 | 13.7 |
Below Poverty 2017 | 14.7 |
Below Poverty 2016 | 15.6 |
Employment – Population Ratio 2022 |
60.2 |
Employment – Population Ratio 2021 | 58.9 |
Employment – Population Ratio 2020 | 61 |
Employment – Population Ratio 2019 | 61.8 |
Employment – Population Ratio 2018 |
61.5 |
Employment – Population Ratio 2017 | 61.1 |
Employment – Population Ratio 2016 | 60.8 |
Unemployed 2022 | 4.8 |
Unemployed 2021 | 6.7 |
Unemployed 2020 | 7.2 |
Unemployed 2019 | 3.8 |
Unemployed 2018 | 3.9 |
Unemployed 2017 | 4.3 |
Unemployed 2016 | 4.6 |
Foreclosure Rate 2024 | 1 in 1,583 |
Foreclosure Rate 2021 | 1 in 1,005 |
Foreclosure Rate 2018 | 1 of 2,889 |
Median Household Income 2021 | 67,404 |
Median Individual Income 2022 | 55,441 |
High School Graduation Rate 2022 | 89.7 |
High School Graduation Rate 2021 | 90 |
High School Graduation Rate 2020 | 94 |
High School Graduation Rate 2019 | 90.3 |
High School Graduation Rate 2018 | 90 |
Median Mortgage Payment 2021 | 1,765 |
GDP 2023 | 2,032.94 Billion |
GDP 2022 | 1,924.01 Billion |
GDP 2021 | 1,873.47 Billion |
GDP 2020 | 1,772.19 Billion |
GDP 2019 | 1,802.91 Billion |
GDP 2018 | 1,746.54 Billion |
STATE FACTS |
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Texas is the only state to have the flags of 6 different nations fly over it. They are: Spain, France, Mexico, Republic of Texas, Confederate States, and the United States. |
Texas comes from the Hasinai Indian word tejas, meaning friends or allies. |
The worst natural disaster in United States history was caused by a hurricane that hit Galveston in 1900. Over 8,000 deaths were recorded. |
Government
ELECTED OFFICIALS | |
Governor |
Greg Abbott (R) |
Lieutenant Governor | Dan Patrick (R) |
Attorney General | Ken Paxton (R) |
Secretary of State | Jane Nelson (R) |
State Senate Control | R – 19; D – 12 |
State House Control | R – 85; D – 64 |
Legislative Process
LEGISLATIVE DATES AND DEADLINES | |
Convenes | Does not convene in 2024 |
Sine Die Adjournment | Does not convene in 2024 |
Committee Action Deadlines | N/A |
Crossover Deadline | None |
Carryover from Previous Session | No |
Governor’s Signing Deadline (in session) | 10 days, Sundays excepted |
Governor’s Signing Deadline (after adjournment) | 20 days |
Veto Override | 2/3 majority |
Legislation Effective Date | 90 days after adjournment |
*Note: The Texas Legislature meets only in odd years
Notable Laws & Legislation
SAFE Act
- TX HB 10 (now Tex. Finance Code Ann. Title 3, subtitle E, c. 180)
- TX HB 2774 (now Tex. Finance Code, Title 3, subtitle E, c. 156)
- TX HB 2779 (now Tex. Finance Code, Title 3, subtitle E, c. 157; Title 4, subtitle B, c. 341, subchapter B)
- HUD review of Texas’s SAFE Act
Security Breach Notification Law
Retail Installment Sales Contract Law
AFSA Comment Letters
- Texas Attorney General Opinion Request RQ-0300-KP – Credit Service Organizations (October 29, 2019)
- Texas OCCC Proposed rules for motor vehicle recordkeeping (January 16, 2018)
- Texas OCCC precomment proposed rules for motor vehicle recordkeeping (November 29, 2017)
- Texas Proposed Amendments to Rules for Motor Vehicle Retail Installment Sales (April 4, 2016)
- Texas Proposed Amendments to Plain Language Contracts for Motor Vehicle Retail Installment Sales (September 30, 2015)
- Texas Draft Amendments to Plain Language Contracts for Motor Vehicle Retail Installment Sales (August 10, 2015)
Enforcement
Consumer Complaints
Regulatory Actions
Featured Regulations
Regulatory Guidelines
- OCCC b15-2 Credit Card Surcharge Alternatives (June 2015)
- OCCC Registered Creditors Bulletin – OCCC Notice on Retail Installment Contracts (January 2016)
- OCCC b16-2 MVSF Review Common Issues Debt Cancellation Agreements (March 2016)
- OCCC b16-4 MVSF Deferment Charges (Revised September 2016)
- Texas AG Opinion KP-0277 – Credit Services Organizations (November 2019)
Advocacy, Initiatives & Reports
Advocacy / Initiatives
- 11 State Amicus Brief re: Constitutionality of the CFPB (November 2019)
- 50 States & DC Letter to FCC re: Robocalls (August 2019)
- 12 States Amicus Brief re: Constitutionality of CFPB (July 2019)
- 40 States & DC Letter to FTC re: Data Privacy (June 2019)
- 50 States & DC Letter to Education Department re: Student Loans for Disabled Veterans (May 2019)
- 12 States Letter to CFPB re: Payday Rule (May 2019)
- 50 States & DC Letter to U.S. Senate Committee on Commerce, Science & Transportation re: Robocalls (March 2019)
- 43 State AGs Letter to Social Security Administration re: Identity Fraud (December 2018)
- 14 State brief challenging the constitutionality of the CFPB (July 2018)
- 13 State AGs brief supporting President Trump’s authority to appoint CFPB director (March 2018)
- 14 State AGs and 3 Governors letter urging President to extend regulatory oversight to independent agencies (December 2017)
- 13 State AGs Brief in support of acting CFPB Director (December 2017)
- 13 State AGs letter to US Senate Majority Leader supporting the Regulatory Accountability Act (October 2017)
- 15 State AGs Urge Congress to Stop Federal Agency Overreach (July 2016)
- State AGs Joint Comment Opposing CFPB Proposed Arbitration Rule (August 2016)