
Facts & Statistics
STATE STATISTICS | |
Population 2023 | 12,961,683 |
Population 2022 |
12,972,008 |
Population 2021 | 13,012,059 |
Population 2020 |
12,783,254 |
Population 2019 | 12,798,883 |
Population 2018 |
12,807,060 |
Population 2017 | 12,790,447 |
Population 2016 | 12,783,538 |
Below Poverty 2022 | 11.8 |
Below Poverty 2021 | 12.1 |
Below Poverty 2020 | 12 |
Below Poverty 2019 | 12 |
Below Poverty 2018 | 11.8 |
Below Poverty 2017 | 12.5 |
Below Poverty 2016 | 12.9 |
Employment – Population Ratio 2022 |
57.8 |
Employment – Population Ratio 2021 | 57.3 |
Employment – Population Ratio 2020 | 59.9 |
Employment – Population Ratio 2019 | 60.5 |
Employment – Population Ratio 2018 |
59.9 |
Employment – Population Ratio 2017 | 59.6 |
Employment – Population Ratio 2016 | 59.7 |
Unemployed 2022 | 5.4 |
Unemployed 2021 | 7.5 |
Unemployed 2020 | 6.7 |
Unemployed 2019 | 4 |
Unemployed 2018 | 4.3 |
Unemployed 2017 | 4.9 |
Unemployed 2016 | 5.4 |
Foreclosure Rate 2024 | 1 in 1,752 |
Foreclosure Rate 2021 | 1 in 1,038 |
Foreclosure Rate 2018 | 1 of 2,009 |
Median Household Income 2021 | 72,627 |
Median Individual Income 2022 | 60,640 |
High School Graduation Rate 2022 | 87.03 |
High School Graduation Rate 2021 | 86.69 |
High School Graduation Rate 2020 | 87.36 |
High School Graduation Rate 2019 | 86.52 |
High School Graduation Rate 2018 | 85.85 |
Median Mortgage Payment 2021 | 1,505 |
GDP 2023 | 789.50 Billion |
GDP 2022 | 772.34 Billion |
GDP 2021 | 764.60 Billion |
GDP 2020 | 736.47 Billion |
GDP 2019 | 772.53 Billion |
GDP 2018 | 763.86 Billion |
STATE FACTS |
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The Declaration of Independence was signed in Philadelphia in 1776. |
Philadelphia is home to the Liberty Bell. |
Pennsylvania is the only original colony not bordered by the Atlantic Ocean. |
Government
ELECTED OFFICIALS | |
Governor |
Josh Shapiro (D) |
Lieutenant Governor | Austin Davis (D) |
Attorney General | David Sunday (R) |
Secretary of State | Al Schmidt (R) |
State Senate Control | R – 27; D – 22; Vacant – 1 |
State House Control | D – 102; R – 101 |
Legislative Process
LEGISLATIVE DATES AND DEADLINES | |
Convenes | January 7, 2025 |
Sine Die Adjournment | December 31, 2025 |
Committee Action Deadlines | N/A |
Crossover Deadline | None |
Carryover from Previous Session | No |
Governor’s Signing Deadline (in session) | 10 days |
Governor’s Signing Deadline (after adjournment) | 30 days after adjournment |
Veto Override | 2/3 majority |
Legislation Effective Date | Provided in the bill |
Notable Laws & Legislation
SAFE Act
- PA HB 1654 (now Pa. Consol. Stat. Title 10, c. 46)
- HUD Review of Pennsylvania’s SAFE Act
Security Breach Notification Law
Enforcement
No Recent AG Enforcement
Consumer Complaints
No Top Consumer Complaint Data
Regulatory Actions
Featured Regulations
- No Featured Regulations
Regulatory Guidelines
- PA Department of Banking and Securities MVSFA Consumer Credit Code (August 2014)
- PA Department of Banking and Securities CDCA Internet and Out of State Lending (July 2008)
- PA Department of Banking and Securities CDCA Issues (November 2001)
- PA Department of Banking and Securities MVSFA Computation of Finance Charge (July 1982)
Advocacy, Initiatives & Reports
Advocacy
- 33 States Amicus Brief re: Telephone Consumer Protection Act (March 2020)
- 23 State & DC Letter to FDIC re: “Rent-A-Bank” Predatory Lending (February 2020)
- 25 State & DC Letter to Education Department re: Student Loan Debt Relief (February 2020)
- 23 State & DC Amicus Brief re: Constitutionality of CFPB (January 2020)
- 21 State & DC Letter to OCC re: “Rent-A-Bank” Predatory Lending (January 2020)
- 19 State & DC Letter to Congress re: Education Department Borrower Defense Rule (January 2020)
- 22 State Letter to Education Department re: Student Loan Forgiveness (November 2019)
- 21 State & DC Letter to HUD re: Housing Discrimination (October 2019)
- 29 State & DC Letter to Education Department re: Student Loan Fraud (October 2019)
- 12 State & DC Letter to CFPB re: Home Mortgage Disclosure Act (October 2019)
- 20 State & DC Letter to Congress re: Cannabis Banking (September 2019)
- 27 State & DC Letter to CFPB re: Debt Collection Rule (September 2019)
- 11 States & DC Letter to Education Department re: Public Service Loan Forgiveness Program (August 2019)
- 50 States & DC Letter to FCC re: Robocalls (August 2019)
- 24 States & DC Letter to CFPB re: Overdraft Rule (July 2019)
- 40 States & DC Letter to FTC re: Data Privacy (June 2019)
- 50 States & DC Letter to Education Department re: Student Loans for Disabled Veterans (May 2019)
- 24 States & DC Letter to CFPB re: Payday Rule (May 2019)
- 33 States & DC Letter to Congress re: Marijuana Banking (May 2019)
- 41 States & DC Letter to FCC re: Robocalls (May 2019)
- 20 States & DC letter to Education Department re: Student Loan Disclosure to Law Enforcement (April 2019)
- 24 State & DC Letter to CFPB re: Payday Lending Rule (March 2019)
- 50 States & DC Letter to U.S. Senate Committee on Commerce, Science & Transportation re: Robocalls (March 2019)
- 30 States & DC Letter to FTC re: Identity Theft Rule (February 2019)
- 22 State AGs Letter to CFPB re: Regulatory Sandbox (February 2019)
- 14 State AGs Letter to FDIC re: Small-Dollar Lending (January 2019)
- 15 State AGs Amicus Brief re: Tribal Immunity for Payday Lending (December 2018)
- 43 State AGs Letter to Social Security Administration re: Identity Fraud (December 2018)
- 14 State AGs letter to Office of the Comptroller of the Currency re: Community Reinvestment Act (November 2018)
- 21 State AGs letter to Department of Education re: closed-school loan discharge regulations (October 2018)
- 33 State AGs letter to CFPB re: Military Lending Act (October 2018)
- 12 State AGs letter to CFPB re: proposed revisions to disclosure sandbox program (October 2018)
- 35 State AGs Letter to Federal Communications Commission (FCC) re: Robocalls (October 2018)
- 11 State AGs letter to Department of Education re: Public Service Loan Forgiveness (PSLF) Program (October 2018)
- 17 State AGs letter urging HUD not to undermine the Agency’s Fair Housing Act (FHA) disparate impact regulations (August 2018)
- 20 State AGs letter urging Secretary of Education to share student loan information with law enforcement (July 2018)
- 20 State AGs letter to Congress opposing valid-when-made legislation (June 2018)
- 14 State AGs letter urging CFPB to retain public database of consumer complaints (June 2018)
- 16 State AGs letter urging the Trump Administration to respect the CFPB’s investigative authority (April 2018)
- 20 State AGs letter to Congress regarding proposed FDCPA amendments (April 2018)
- 32 AGs letter urging Congress to preserve state’s authority to enforce data breach & security laws (March 2018)
- 30 AGs letter to Congress urging it to reject legislation that would block state oversight of student loan servicing industry (March 2018)
- 20 State AGs letter to Education Secretary re student borrower defense proposal (March 2018)
- 18 State AGs urge Congress to incorporate cannabis industry into banking system (January 2018)
- Lawsuit opposing temporary CFPB director (December 2017)
- 36 AGs Letter – Credit Freeze Fees (October 2017)
- PA AG testimony before US Senate Special Committee on Aging – Preventing Elderly Financial Exploitation (October 2017)
- 43 State AGs Letter – Major Data Breach (September 2017)
- 8 State AGs Letter Supporting CFPB Proposed Small-Dollar Rule (October 2016)
- 18 States Letter to CFPB – Proposed Arbitration Rule (August 2016)
- 31 State AGs Letter to CFPB – Debt Collection Rules (March 2014)
Initiatives
Trade Associations
There are currently no partner industry associations in Pennsylvania