Facts & Statistics
BY THE NUMBERS: VEHICLE FINANCING AND PERSONAL LENDING IN OHIO
| STATE STATISTICS | |
| Population 2023 | 11,785,935 |
| Population 2022 |
11,756.058 |
| Population 2021 | 11,764,342 |
| Population 2020 |
11,693,217 |
| Population 2019 | 11,696,507 |
| Population 2018 |
11,689,442 |
| Population 2017 | 11,664,129 |
| Population 2016 | 11,635,003 |
| Below Poverty 2022 | 13.4 |
| Below Poverty 2021 | 13.4 |
| Below Poverty 2020 | 13.6 |
| Below Poverty 2019 | 13.1 |
| Below Poverty 2018 | 11.9 |
| Below Poverty 2017 | 14 |
| Below Poverty 2016 | 14.6 |
| Employment – Population Ratio 2022 |
58.9 |
| Employment – Population Ratio 2021 | 57.7 |
| Employment – Population Ratio 2020 | 60.7 |
| Employment – Population Ratio 2019 | 60.2 |
| Employment – Population Ratio 2018 |
59.5 |
| Employment – Population Ratio 2017 | 59.6 |
| Employment – Population Ratio 2016 | 59.6 |
| Unemployed 2022 | 4.3 |
| Unemployed 2021 | 6 |
| Unemployed 2020 | 5.5 |
| Unemployed 2019 | 4.6 |
| Unemployed 2018 | 4.6 |
| Unemployed 2017 | 5 |
| Unemployed 2016 | 5 |
| Foreclosure Rate 2024 | 1 in 985 |
| Foreclosure Rate 2021 | 1 in 475 |
| Foreclosure Rate 2018 | 1 of 1,404 |
| Median Household Income 2021 | 62,689 |
| Median Individual Income 2022 | 54,877 |
| High School Graduation Rate 2022 | 87 |
| High School Graduation Rate 2021 | 91.4 |
| High School Graduation Rate 2020 | 92 |
| High School Graduation Rate 2019 | 91.4 |
| High School Graduation Rate 2018 | 91.5 |
| Median Mortgage Payment 2021 | 1,293 |
| GDP 2023 | 698.22 |
| GDP 2022 | 689.61 |
| GDP 2021 | 686.21 |
| GDP 2020 | 654.59 |
| GDP 2019 | 674.12 |
| GDP 2018 | 656.21 |
| STATE FACTS |
|---|
| Cleveland is home to the Rock and Roll Hall of Fame. |
| Neil Armstrong, the first man to walk on the moon, was from Wapakoneta. |
| Seven United States presidents were born in Ohio. They are: Ulysses S. Grant, Rutherford B. Hayes, James A. Garfield, Benjamin Harrison, William McKinley, William H. Taft, and Warren G. Harding. |
Government
| ELECTED OFFICIALS | |
| Governor |
Mike DeWine (R) |
| Lieutenant Governor | Jim Tressel (R) |
| Attorney General | Dave Yost (R) |
| Secretary of State | Frank LaRose (R) |
| State Senate Control | R – 24 ; D – 9 |
| State House Control | R – 65; D – 34 |
Legislative Process
| LEGISLATIVE DATES AND DEADLINES | |
| Convenes | January 6, 2025 |
| Sine Die Adjournment | December 31, 2025 |
| Committee Action Deadlines | N/A |
| Crossover Deadline | None |
| Carryover from Previous Session | N/A |
| Governor’s Signing Deadline (in session) | 10 days, Sundays excepted |
| Governor’s Signing Deadline (after adjournment) | 10 days, Sundays excepted |
| Veto Override | 3/5 majority |
| Legislation Effective Date | 90 days after enactment |
Notable Laws & Legislation
SAFE Act
- OH HB 1 (now Ohio Rev. Code Title XIII, c. 1321)
- HUD review of Ohio’s SAFE Act
Security Breach Notification Law
Retail Installment Sales Contract Law
AFSA Comment Letters
- Ohio HB 23 Joint Letter – Titling (April 19, 2024)
- Ohio HB 23 – Electronic Titling Repeal (July 24, 2023)
- Ohio Division of Financial Institutions proposed revisions to rules under General Loan Law (March 8, 2019)
- Ohio HB 182 – Debt Adjusters (November 30, 2018)
- Ohio HB 123 – Minimum duration requirement for installment loans (March 1, 2018)
AFSA Testimony
- Ohio HB 182 Testimony – Rate Caps (May 20, 2024)
- Ohio SB 112 Opposition Testimony – Debt Settlement Companies (September 1, 2020)
- Ohio SB 112 Testimony – Debt Settlement Companies (February 26,2020)
Enforcement
No Recent AG Enforcement
Consumer Complaints
Consumer Complaints
Regulatory Actions
Featured Regulations
- No Featured Regulations
Regulatory Guidelines
- No Regulatory Guidelines
Advocacy, Initiatives & Reports
Advocacy
- 11 State Amicus Brief re: Constitutionality of the CFPB (November 2019)
- 50 States & DC Letter to FCC re: Robocalls (August 2019)
- 40 States & DC Letter to FTC re: Data Privacy (June 2019)
- 50 States & DC Letter to Education Department re: Student Loans for Disabled Veterans (May 2019)
- 33 States & DC Letter to Congress re: Marijuana Banking (May 2019)
- 41 States & DC Letter to FCC re: Robocalls (May 2019)
- 50 States & DC Letter to U.S. Senate Committee on Commerce, Science & Transportation re: Robocalls (March 2019)
- 43 State AGs Letter to Social Security Administration re: Identity Fraud (December 2018)
- 33 State AGs letter to CFPB re: Military Lending Act (October 2018)
- 14 State AGs and 3 Governors letter urging President to extend regulatory oversight to independent agencies (December 2017)
- 36 State AGs Letter (October 2017)
- 43 State AGs Letter – Major Data Breach (September 2017)
- 15 State AGs Urge Congress to Stop Federal Agency Overreach (July 2016)
- 31 State AGs Letter to CFPB – Debt Collection Rules (March 2014)
Initiatives
Reports
- No Reports
Trade Associations
There are currently no partner industry associations in Ohio
Political Geography
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