Facts & Statistics
BY THE NUMBERS: VEHICLE FINANCING AND PERSONAL LENDING IN NORTH DAKOTA
| STATE STATISTICS | |
| Population 2023 | 783,926 |
| Population 2022 |
779,261 |
| Population 2021 | 777,934 |
| Population 2020 |
765,309 |
| Population 2019 | 763,724 |
| Population 2018 |
760,077 |
| Population 2017 | 755,176 |
| Population 2016 | 754,353 |
| Below Poverty 2022 | 11.5 |
| Below Poverty 2021 | 11.1 |
| Below Poverty 2020 | 10.5 |
| Below Poverty 2019 | 10.6 |
| Below Poverty 2018 | 9.7 |
| Below Poverty 2017 | 10.3 |
| Below Poverty 2016 | 10.7 |
| Employment – Population Ratio 2022 |
66.7 |
| Employment – Population Ratio 2021 | 65.3 |
| Employment – Population Ratio 2020 | 68 |
| Employment – Population Ratio 2019 | 67.9 |
| Employment – Population Ratio 2018 |
67.7 |
| Employment – Population Ratio 2017 | 68.9 |
| Employment – Population Ratio 2016 | 69.1 |
| Unemployed 2022 | 3.1 |
| Unemployed 2021 | 5 |
| Unemployed 2020 | 4.1 |
| Unemployed 2019 | 2.4 |
| Unemployed 2018 | 2.6 |
| Unemployed 2017 | 2.7 |
| Unemployed 2016 | 3.1 |
| Foreclosure Rate 2024 | 1 in 7,875 |
| Foreclosure Rate 2021 | 1 in 4,446 |
| Foreclosure Rate 2018 | 1 of 21,647 |
| Median Household Income 2021 | 68,882 |
| Median Individual Income 2022 | 58,318 |
| High School Graduation Rate 2022 | 84 |
| High School Graduation Rate 2021 | 87 |
| High School Graduation Rate 2020 | 89 |
| High School Graduation Rate 2019 | 88 |
| High School Graduation Rate 2018 | 92.5 |
| Median Mortgage Payment 2021 | 1,488 |
| GDP 2023 | 58.01 Billion |
| GDP 2022 | 54.08 Billion |
| GDP 2021 | 55.40 Billion |
| GDP 2020 | 55.70 Billion |
| GDP 2019 | 59.14 Billion |
| GDP 2018 | 58.52 Billion |
| STATE FACTS |
|---|
| Headquartered in Bismark, The Bank of North Dakota is the only state-owned bank in the country. |
| Almost 90 percent of the state’s total land is devoted to farms and ranches. |
| The geographical center of North America is marked in Rugby, North Dakota. |
Government
| ELECTED OFFICIALS | |
| Governor |
Kelly Armstrong (R) |
| Lieutenant Governor | Michelle Strinden (R) |
| Attorney General | Drew Wrigley (R) |
| Secretary of State | Michael Howe (R) |
| State Senate Control | R – 42; D – 5 |
| State House Control | R – 83; D – 11 |
Legislative Process
| LEGISLATIVE DATES AND DEADLINES | |
| Convenes | January 7, 2025 |
| Sine Die Adjournment | May 5, 2025 |
| Committee Action Deadlines | N/A |
| Crossover Deadline | February 25, 2025 |
| Carryover from Previous Session | No |
| Governor’s Signing Deadline (in session) | Three days, Sundays excepted |
| Governor’s Signing Deadline (after adjournment) | 15 days, Saturdays and Sundays excepted |
| Veto Override | 2/3 majority |
| Legislation Effective Date | August 1 |
Notable Laws & Legislation
SAFE Act
- ND SB 2160 (now N.D. Cent. Code Title 6, c. 6-01; Title 13, cc. 13-04, 13-10, & 13-03; Title 41, c. 41-09; and Title 51, c. 51-14)
- HUD review of North Dakota’s SAFE Act
Security Breach Notification Law
AFSA Comment Letters
- North Dakota SB 2217 Joint Letter – Interchange Fees (February 8, 2023)
Enforcement
No Recent AG Enforcement
Regulatory Actions
Featured Regulations
- No Featured Regulations
Regulatory Guidelines
- No Regulatory Guidelines
Advocacy, Initiatives & Reports
Advocacy
- 33 States Amicus Brief re: Telephone Consumer Protection Act (March 2020)
- 50 States & DC Letter to FCC re: Robocalls (August 2019)
- 40 States & DC Letter to FTC re: Data Privacy (June 2019)
- 50 States & DC Letter to Education Department re: Student Loans for Disabled Veterans (May 2019)
- 41 States & DC Letter to FCC re: Robocalls (May 2019)
- 50 States & DC Letter to U.S. Senate Committee on Commerce, Science & Transportation re: Robocalls (March 2019)
- 43 State AGs Letter to Social Security Administration re: Identity Fraud (December 2018)
- 33 State AGs letter to CFPB re: Military Lending Act (October 2018)
- 35 State AGs Letter to Federal Communications Commission (FCC) re: Robocalls (October 2018)
- 32 AGs letter urging Congress to preserve state’s authority to enforce data breach & security laws (March 2018)
- 18 State AGs urge Congress to incorporate cannabis industry into banking system (January 2018)
- 36 State AGs Letter – Credit Freeze Fees (October 2017)
- 43 State AGs Letter – Major Data Breach (September 2017)
- 15 State AGs Urge Congress to Stop Federal Agency Overreach (July 2016)
Trade Associations
There are currently no partner industry associations in North Dakota




