
Facts & Statistics
STATE STATISTICS | |
Population 2023 | 3,207,004 |
Population 2022 |
3,200,517 |
Population 2021 | 3,193.079 |
Population 2020 |
3,163,561 |
Population 2019 | 3,159,596 |
Population 2018 |
3,156,145 |
Population 2017 | 3,143,637 |
Population 2016 | 3,131,785 |
Below Poverty 2022 | 11 |
Below Poverty 2021 | 11.1 |
Below Poverty 2020 | 11.1 |
Below Poverty 2019 | 11.2 |
Below Poverty 2018 | 8.9 |
Below Poverty 2017 | 10.7 |
Below Poverty 2016 | 11.8 |
Employment – Population Ratio 2022 |
64.3 |
Employment – Population Ratio 2021 | 63.7 |
Employment – Population Ratio 2020 | 68.2 |
Employment – Population Ratio 2019 | 68.5 |
Employment – Population Ratio 2018 |
66.7 |
Employment – Population Ratio 2017 | 66.3 |
Employment – Population Ratio 2016 | 67 |
Unemployed 2022 | 3.7 |
Unemployed 2021 | 4.4 |
Unemployed 2020 | 3.1 |
Unemployed 2019 | 2.4 |
Unemployed 2018 | 2.5 |
Unemployed 2017 | 3.1 |
Unemployed 2016 | 3.6 |
Foreclosure Rate 2024 | 1 in 1457 |
Foreclosure Rate 2021 | 1 in 889 |
Foreclosure Rate 2018 | 1 of 2,865 |
Median Household Income 2021 | 60,021 |
Median Individual Income 2022 | 54,155 |
High School Graduation Rate 2022 | 89.9 |
High School Graduation Rate 2021 | 90.1 |
High School Graduation Rate 2020 | 91.8 |
High School Graduation Rate 2019 | 91.6 |
High School Graduation Rate 2018 | 91.4 |
Median Mortgage Payment 2021 | 1,328 |
GDP 2023 | 200.44 Billion |
GDP 2022 | 197.84 Billion |
GDP 2021 | 198.47 Billion |
GDP 2020 | 187.14 Billion |
GDP 2019 | 188.32 Billion |
GDP 2018 | 189.35 Billion |
STATE FACTS |
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At 16 miles, Easat Okobji is the longest natural lake in the state. |
Quaker Oats, in Cedar Rapids, is the largest cereal company in the world. |
Iowa is the only state whose east and west borders are 100% formed by water. Missouri and Mississippi rivers. |
Government
ELECTED OFFICIALS | |
Governor |
Kim Reynolds (R) |
Lieutenant Governor | Chris Cournoyer (R) |
Attorney General | Brenna Bird (R) |
Secretary of State | Paul Pate (R) |
State Senate Control | R – 33; D – 16 |
State House Control | R – 64; D – 36 |
State Regulators
Legislative Process
LEGISLATIVE DATES AND DEADLINES | |
Convenes | January 13, 2025 |
Sine Die Adjournment | May 2, 2025 |
Committee Action Deadlines | N/A |
Crossover Deadline | N/A |
Carryover from Previous Session | No |
Governor’s Signing Deadline (in session) | Three days, Sundays excepted |
Governor’s Signing Deadline (after adjournment) | 30 days, or it is pocket vetoed |
Veto Override | 2/3 majority |
Legislation Effective Date | July 1 following passage; 45 days after approval for bills signed on or after July 1 |
Notable Laws & Legislation
SAFE Act
Security Breach Notification Law
- Iowa Code §§715C.1, 715C.2
Retail Installment Sales Contract Law
AFSA Comment Letters
- Iowa SSB 1020 Testimony – Guaranteed Asset Protection (January 18, 2023)
- Iowa HF 893 – Military Lending Act Rate Cap (May 11, 2021)
- Iowa Proposed Rate Band update (April 19, 2017)
Enforcement
No Recent Enforcement
Consumer Complaints
Consumer Complaints
Regulatory Actions
Featured Regulations
- No Featured Regulations
Regulatory Guidelines
- No Regulatory Guidelines
Advocacy, Initiatives & Reports
Advocacy
- 23 State & DC Letter to FDIC re: “Rent-A-Bank” Predatory Lending (February 2020)
- 25 State & DC Letter to Education Department re: Student Loan Debt Relief (February 2020)
- 21 State & DC Letter to OCC re: “Rent-A-Bank” Predatory Lending (January 2020)
- 19 State & DC Letter to Congress re: Education Department Borrower Defense Rule (January 2020)
- 22 State Letter to Education Department re: Student Loan Forgiveness (November 2019)
- 21 State & DC Letter to HUD re: Housing Discrimination (October 2019)
- 29 State & DC Letter to Education Department re: Student Loan Fraud (October 2019)
- 20 State & DC Letter to Congress re: Cannabis Banking (September 2019)
- 27 State & DC Letter to CFPB re: Debt Collection Rule (September 2019)
- 31 States & DC Amicus Brief re: Student Loans (August 2019)
- 11 States & DC Letter to Education Department re: Public Service Loan Forgiveness Program (August 2019)
- 50 States & DC Letter to FCC re: Robocalls (August 2019)
- 24 States & DC Letter to CFPB re: Overdraft Rule (July 2019)
- 40 States & DC Letter to FTC re: Data Privacy (June 2019)
- 50 States & DC Letter to Education Department re: Student Loans for Disabled Veterans (May 2019)
- 24 States & DC Letter to CFPB re: Payday Rule (May 2019)
- 33 States & DC Letter to Congress re: Marijuana Banking (May 2019)
- 41 States & DC Letter to FCC re: Robocalls (May 2019)
- 20 States & DC letter to Education Department re: Student Loan Disclosure to Law Enforcement (April 2019)
- 24 State & DC Letter to CFPB re: Payday Lending Rule (March 2019)
- 50 States & DC Letter to U.S. Senate Committee on Commerce, Science & Transportation re: Robocalls (March 2019)
- 30 States & DC Letter to FTC re: Identity Theft Rule (February 2019)
- 22 State AGs Letter to CFPB re: Regulatory Sandbox (February 2019)
- 14 State AGs Letter to FDIC re: Small-Dollar Lending (January 2019)
- 43 State AGs Letter to Social Security Administration re: Identity Fraud (December 2018)
- 14 State AGs letter to Office of the Comptroller of the Currency re: Community Reinvestment Act (November 2018)
- 21 State AGs letter to Department of Education re: closed-school loan discharge regulations (October 2018)
- 33 State AGs letter to CFPB re: Military Lending Act (October 2018)
- 17 State AGs letter to HUD re: Affirmatively Furthering Fair Housing rule (October 2018)
- 12 State AGs letter to CFPB re: proposed revisions to disclosure sandbox program (October 2018) *
- 35 State AGs Letter to Federal Communications Commission (FCC) re: Robocalls (October 2018)
- 11 State AGs letter to Department of Education re: Public Service Loan Forgiveness (PSLF) Program (October 2018)
- 16 State AGs Amicus Brief re: States’ Oversight on Student Loan Servicers (September 2018)
- 17 State AGs letter urging HUD not to undermine the Agency’s Fair Housing Act (FHA) disparate impact regulations (August 2018)
- 20 state AGs letter to urging Secretary of Education to share student loan information with law enforcement (July 2018)
- 20 State AGs letter to Congress opposing valid-when-made legislation (June 2018)
- 14 state AGs letter urging CFPB to retain public database consumer complaints (June 2018)
- 16 state AGs urging the Trump Administration to respect the CFPB’s investigative authority (April 2018)
- 20 state AGs letter to Congress regarding proposed FDCPA amendments (April 2018)
- 32 AGs letter urging Congress to preserve state’s authority to enforce data breach & security laws (March 2018)
- 30 AGs letter to Congress urging it to reject legislation that would block state oversight of student loan servicing industry (March 2018)
- 20 State AGs letter to Education Secretary re student borrower defense proposal (March 2018)
- 16 State & DC AGs brief calling on Trump Admin. to respect CFPB independence (February 2018)
- 18 State AGs urge Congress to incorporate cannabis industry into banking system (January 2018)
- 16 State AGs letter to President re CFPB (December 2017)
- Lawsuit opposing temporary CFPB director (December 2017)
- 36 State AGs Letter – Credit Freeze Fees (October 2017)
- 43 State AGs Letter – Major Data Breach (September 2017)
- 18 States Letter to CFPB – Proposed Arbitration Rule (August 2016)
- 31 State AGs Letter to CFPB – Debt Collection Rules (March 2014) & IA AG press release (March 2014)
Reports
No Reports
Trade Associations
There are currently no partner industry associations in Iowa