Facts & Statistics
BY THE NUMBERS: VEHICLE FINANCING AND PERSONAL LENDING IN GEORGIA
| STATE STATISTICS | |
| Population 2023 | 11,029,227 |
| Population 2022 |
10,910,000 |
| Population 2021 | 10,800,000 |
| Population 2020 |
10,710,017 |
| Population 2019 | 10,617,423 |
| Population 2018 |
10,519,475 |
| Population 2017 | 10,413,055 |
| Population 2016 | 10,304,763 |
| Below Poverty 2022 | 12.7 |
| Below Poverty 2021 | 14 |
| Below Poverty 2020 | 12.7 |
| Below Poverty 2019 | 13.3 |
| Below Poverty 2018 | 14.8 |
| Below Poverty 2017 | 14.9 |
| Below Poverty 2016 | 16 |
| Employment – Population Ratio 2022 |
59.8 |
| Employment – Population Ratio 2021 | 59 |
| Employment – Population Ratio 2020 | 60.7 |
| Employment – Population Ratio 2019 | 58.5 |
| Employment – Population Ratio 2018 |
60.6 |
| Employment – Population Ratio 2017 | 60.3 |
| Employment – Population Ratio 2016 | 59.1 |
| Unemployed 2022 | 3.2 |
| Unemployed 2021 | 4.8 |
| Unemployed 2020 | 5.6 |
| Unemployed 2019 | 3.9 |
| Unemployed 2018 | 3.9 |
| Unemployed 2017 | 4.7 |
| Unemployed 2016 | 5.4 |
| Foreclosure Rate 2024 | 1 of 1,358 |
| Foreclosure Rate 2021 | 1 in 770 |
| Foreclosure Rate 2018 | 1 of 2,243 |
| Median Household Income 2021 | 61,497 |
| Median Individual Income 2022 | 55,600 |
| High School Graduation Rate 2022 | 84.1 |
| High School Graduation Rate 2021 | 83.7 |
| High School Graduation Rate 2020 | 83.8 |
| High School Graduation Rate 2019 | 82 |
| High School Graduation Rate 2018 | 81.6 |
| Median Mortgage Payment 2021 | 1,501 |
| GDP 2023 | 661.11 Billion |
| GDP 2022 | 655.83 Billion |
| GDP 2021 | 639.23 Billion |
| GDP 2020 | 602.32 Billion |
| GDP 2019 | 620.79 Billion |
| GDP 2018 | 600.93 Billion |
| STATE FACTS |
|---|
| Georgia was named for King George II of England. |
| Wesleyan College in Macon was the first college in the world chartered to grant degrees to women. |
| Providence Canyon State Park, near Lumpkin, is known as the Little Grand Canyon of Georgia. |
Government
| ELECTED OFFICIALS | |
| Governor |
Brian Kemp (R) |
| Lieutenant Governor | Burt Jones (R) |
| Attorney General | Chris Carr (R) |
| Secretary of State | Brad Raffensperger (R) |
| State Senate Control | R – 33; D – 23 |
| State House Control | R – 102; D – 77 |
Legislative Process
| LEGISLATIVE DATES AND DEADLINES | |
| Convenes | January 13, 2025 |
| Sine Die Adjournment | April 4, 2025 |
| Committee Action Deadlines | N/A |
| Crossover Deadline | March 6, 2025 |
| Carryover from Previous Session | No |
| Governor’s Signing Deadline (in session) | Six days |
| Governor’s Signing Deadline (after adjournment) | 40 days |
| Veto Override | 2/3 majority |
| Legislation Effective Date | July 1 for bills enacted before July 1; January 1 for bills enacted after July 1 |
Notable Laws & Legislation
SAFE Act
- GA HB 312 (now Ga. Code. Title 7, c.1, art.13)
- HUD review of Georgia’s SAFE Act
Security Breach Notification Law
- Ga. Code §§ 10-1-910, -911, -912; § 46-5-214
Retail Installment Sales Contract Law
AFSA Comment Letters
- Georgia HB 327 Ad valorem tax on motor vehicles (February 22, 2017)
- Georgia SB 198 Live checks (February 22, 2017)
Enforcement
No Recent Enforcement
Consumer Complaints
Consumer Complaints
Regulatory Actions
Featured Regulations
- No Featured Regulations
Regulatory Guidelines
- GA Dept of Revenue – Letter Ruling MV TAVT 2016-01 Leased Vehicle Deferment Option (February 2016)
- GA Dept of Law – Enforcement Policy – Auto Advertising & Sales Practices – Revised (July 2015)
- GA Dept of Revenue Bulletin- Trade-In Value for Leased Vehicles (July 2014)
- GA Insurance Safety Commissioner Advisory – Auto Club Best Practices (May 2014)
Advocacy, Initiatives & Reports
Advocacy
- 50 States & DC Letter to FCC re: Robocalls (August 2019)
- 12 States Amicus Brief re: Constitutionality of CFPB (July 2019)
- 50 States & DC Letter to Education Department re: Student Loans for Disabled Veterans (May 2019)
- 12 States Letter to CFPB re: Payday Rule (May 2019)
- 41 States & DC Letter to FCC re: Robocalls (May 2019)
- 50 States & DC Letter to U.S. Senate Committee on Commerce, Science & Transportation re: Robocalls (March 2019)
- 14 State brief challenging the constitutionality of the CFPB (July 2018)
- 13 State AGs brief supporting President Trump’s authority to appoint CFPB director (March 2018)
- 13 State AGs Brief in support of acting CFPB Director (December 2017)
- 43 State AGs Letter – Major Data Breach (September 2017)
- 15 State AGs Urge Congress to Stop Federal Agency Overreach (July 2016)
Initiatives
Reports
- No Reports




