AFSA is governed by a Board of Directors that consists of no more than 56 individuals, including the Association Chair, Chair-Elect and Vice Chair of the Board, representatives of commercial finance companies, the chairs of the advisory groups of the Independents Section and Vehicle Finance Division, the Chair of the Business Partner Board and the Chairs of the State Government Affairs and Professional Development Committees.
The Board of Directors is responsible for the general management of the affairs of the association. Directors are elected by the membership at the Annual Meeting of the association. A list of Board nominees is mailed to the membership 30 days in advance of the annual election.
![](/Resources/MX/Images/a4985ba5-62ba-4f42-b76d-254e3daccd45.jpg)
Chair
Kyle R. Birch
President – North America Operations
GM Financial
Kyle R. Birch
President – North America Operations
GM Financial
![](/Resources/MX/Images/8ad9f26e-15f8-4e00-9677-86f867b29888.jpg)
Chair Elect
Dan Walters
Chief Executive Officer
Credit Central, LLC
Dan Walters
Chief Executive Officer
Credit Central, LLC
![](/wp-content/uploads/2024/03/kevin-cullum-1.jpg)
Vice Chairman & Treasurer
Kevin James Cullum
President & CEO
Nissan Motor Acceptance Corp.
Kevin James Cullum
President & CEO
Nissan Motor Acceptance Corp.
![](/Resources/MX/Images/685047fb-0ce4-4981-81b5-981c80bc2d80.jpg)
Immediate Past Chairman
Martin E. Less
President & CEO
Nationwide Acceptance LLC
Martin E. Less
President & CEO
Nationwide Acceptance LLC
![](/Resources/MX/Images/70348e6f-daeb-4a37-9f06-094af42b8353.jpg)
Member
Ofer Alon
Chief Executive Officer
Quality Acceptance
Ofer Alon
Chief Executive Officer
Quality Acceptance
![](https://afsaonline.org/wp-content/uploads/2023/05/Evan-Baker-Headshot-2022-1-scaled-e1684851881184.jpeg)
Member
Evan Baker
Chief Counsel, Financial Services
Capital One
Evan Baker
Chief Counsel, Financial Services
Capital One
![](/wp-content/uploads/2024/03/Rob-Beck-Regional-Management.jpg)
Member
Rob Beck
President & DEO
Regional Management Corp.
Rob Beck
President & DEO
Regional Management Corp.
![](https://afsaonline.org/wp-content/uploads/2020/11/BensonNathan.jpg-150x150.jpeg)
Member
Nathan D. Benson
Chief Executive Officer
Tidewater Finance Company
Nathan D. Benson
Chief Executive Officer
Tidewater Finance Company
![](https://afsaonline.org/wp-content/uploads/2022/11/Heidi-Bolton.jpg)
Member
Heidi Bolton
President
Security Finance Corporation of Spartanburg
Heidi Bolton
President
Security Finance Corporation of Spartanburg
![](https://afsaonline.org/wp-content/uploads/2024/04/AFSA-Picture-2.png)
Member
Amy Brooks
Managing Director, National Sales Executive
Chase Auto Finance
Amy Brooks
Managing Director, National Sales Executive
Chase Auto Finance
![](/wp-content/uploads/2023/09/Marcelo-Brutti-HYUNDAI.jpg)
Member
Marcelo Brutti
President & CEO
Hyundai Capital America
Marcelo Brutti
President & CEO
Hyundai Capital America
![](https://afsaonline.org/wp-content/uploads/2021/09/LilyFuClaffee_OneMainFinancial-scaled.jpg)
Member
Lily Fu Claffee
EVP, Chief Legal Officer
One Main Financial
Lily Fu Claffee
EVP, Chief Legal Officer
One Main Financial
![](/wp-content/uploads/2024/03/Doug-Clark-Southern-Management-1.jpg)
Member
Doug Clark
CEO
Heights Finance
Doug Clark
CEO
Heights Finance
![](/wp-content/uploads/2023/09/Dusty-Crone-C_F-Finance-scaled.jpg)
Member
Dusty Crone
President & CEO
C&F Finance Company
Dusty Crone
President & CEO
C&F Finance Company
![](/Resources/MX/Images/DanielsJon.jpg)
Member
Jon G. Daniels
President
CarMax Auto Finance
Jon G. Daniels
President
CarMax Auto Finance
![](/Resources/MX/Images/DeesLester.jpg)
Member
Lester E. Dees
President
Union Credit Corporation of LA
Lester E. Dees
President
Union Credit Corporation of LA
![](/wp-content/uploads/2024/01/charles_do.jpg)
Member
Charles Do
Senior Vice President
Harley-Davidson Financial Services, Inc.
Charles Do
Senior Vice President
Harley-Davidson Financial Services, Inc.
![](https://afsaonline.org/wp-content/uploads/2020/09/Jim-Drotman-1000-300x300.jpg)
Member
James Drotman
Executive Vice President
Ford Pro FinSimple Ford Motor Credit Company
Executive Vice President
Ford Pro FinSimple Ford Motor Credit Company
![](https://afsaonline.org/wp-content/uploads/2021/09/Picture2.jpg)
Member
Rex Ellison
President and CEO
Republic Finance, LLC
Rex Ellison
President and CEO
Republic Finance, LLC
![](/Resources/MX/Images/7729b4a1-2e83-41e4-9675-8f6fcea710e3.jpg)
Member
R.E. Everette, Jr
President
Time Investment Corporation
R.E. Everette, Jr
President
Time Investment Corporation
![](https://afsaonline.org/wp-content/uploads/2024/01/Ellen-6-scaled.jpg)
Member
Ellen Farrell
Group Vice President and Legal, Compliance & Administrative Officer
Toyota Financial Services
Ellen Farrell
Group Vice President and Legal, Compliance & Administrative Officer
Toyota Financial Services
![](/Resources/MX/Images/ae8816c7-f65b-437c-b751-9249dbbb6aa0.jpg)
Member
Jason Grubb
Chief Executive Officer
Exeter Finance Corp.
Jason Grubb
Chief Executive Officer
Exeter Finance Corp.
![](/Resources/MX/Images/b6753d10-a458-4e42-a6b6-93ac30a69bea.jpg)
Member
Jeff Haymore
President & COO
Flagship Credit Acceptance/Carfinance.com
Jeff Haymore
President & COO
Flagship Credit Acceptance/Carfinance.com
![](/Resources/MX/Images/354dfe8e-c65c-4ea5-a18b-4fb3176ce9ec.jpg)
Member
Ginger C. Herring
President & CEO
1st Franklin Financial Corporation
Ginger C. Herring
President & CEO
1st Franklin Financial Corporation
![](/Resources/MX/Images/b2120035-fb93-489c-a02f-3261c7e856fb.jpg)
Member
Bill Himpler
President and Chief Executive Officer
American Financial Services Association
Bill Himpler
President and Chief Executive Officer
American Financial Services Association
![](/Resources/MX/Images/294d7f3b-c931-48df-aa85-b3e38fbadf58.jpg)
Member
Lee Holzman
President & CEO
Reliable Credit Association, Inc.
Lee Holzman
President & CEO
Reliable Credit Association, Inc.
![](/Resources/MX/Images/HudginsTom.jpg)
Member
Tom Hudgins
President and COO
Western Shamrock Corporation
Tom Hudgins
President and COO
Western Shamrock Corporation
![](/Resources/MX/Images/4989e76e-8254-4834-a350-9cd3b9cba8c2.jpg)
Member
Rich Hyde
Chief Operating Officer
Prestige Financial Services
Rich Hyde
Chief Operating Officer
Prestige Financial Services
![](/Resources/MX/Images/JohnsonJosh.jpg)
Member
Josh C. Johnson
President & CEO
Mariner Finance, LLC
Josh C. Johnson
President & CEO
Mariner Finance, LLC
![](/wp-content/uploads/2020/09/Betty-Jotanovic.jpg)
Member
Betty Jotanovic
President of Chrysler Capital & Auto Relations
Santander Consumer USA, Inc.
Betty Jotanovic
President of Chrysler Capital & Auto Relations
Santander Consumer USA, Inc.
![](/Resources/MX/Images/a9b1fab1-8257-4531-a3ee-4136bba44a29.jpg)
Member
Kristin M. Karwat
Chief Executive Officer
Gateway Financial Solutions
Kristin M. Karwat
Chief Executive Officer
Gateway Financial Solutions
![](https://afsaonline.org/wp-content/uploads/2021/09/Erin-Kerber-Credit-Acceptance-scaled.jpg)
Member
Erin Kerber
Chief Legal Officer & Corporate Secretary
Credit Acceptance Corporation
Erin Kerber
Chief Legal Officer & Corporate Secretary
Credit Acceptance Corporation
![](/wp-content/uploads/2024/01/Joe-Headshot-12-29-23-scaled.jpg)
Member
Joe Kiple
Associate Chief Counsel
Deere Credit Services, Inc.
Joe Kiple
Associate Chief Counsel
Deere Credit Services, Inc.
![](/Resources/MX/Images/LeeFranc.jpg)
Member
Francis C. Lee
President & CEO
First Tower, LLC
Francis C. Lee
President & CEO
First Tower, LLC
![](/Resources/MX/Images/LevinJonathon.jpg)
Member
Jonathon L. Levin
President and Chief Executive Officer
Turner Acceptance Corp.
Jonathon L. Levin
President and Chief Executive Officer
Turner Acceptance Corp.
![](https://afsaonline.org/wp-content/uploads/2022/09/Mark-McCall-1.jpg)
Member
Mark McCall
Chief Financial Officer
Global Lending Services LLC
Mark McCall
Chief Financial Officer
Global Lending Services LLC
![](https://afsaonline.org/wp-content/uploads/2022/02/McClannahan-Rochelle.jpg)
Member
Rochelle McClanahan
Chief Financial Officer/Compliance Officer
Brundage Management/Sun Loan Company
Rochelle McClanahan
Chief Financial Officer/Compliance Officer
Brundage Management/Sun Loan Company
![](/Resources/MX/Images/ManuelPerla.jpg)
Staff Liaison
Perla C. Manuel
Corporate Secretary
American Financial Services Association
Perla C. Manuel
Corporate Secretary
American Financial Services Association
![](/wp-content/uploads/2024/03/McQuain.jpg)
Staff Liaison
Gary McQuain
Chief Operating Officer
1st Franklin Financial Corporation
Gary McQuain
Chief Operating Officer
1st Franklin Financial Corporation
![](/wp-content/uploads/2023/09/Hope_Mehlman-Discover-Financial.jpg)
Member
Hope Mehlman
EVP, CLO, General Counsel & Corporate Secretary
Discover Financial Services
Hope Mehlman
EVP, CLO, General Counsel & Corporate Secretary
Discover Financial Services
![](/wp-content/uploads/2021/02/Kristen-Miller.jpg)
Member
Kristen Miller
SVP, General Counsel & Compliance Officer
Global Lending Services LLC
Kristen Miller
SVP, General Counsel & Compliance Officer
Global Lending Services LLC
![](https://afsaonline.org/wp-content/uploads/2023/06/unnamed.jpg)
Member
Tim Owens
Senior Vice President, Consumer Vehicle Lending Sales
Bank of America
Tim Owens
Senior Vice President, Consumer Vehicle Lending Sales
Bank of America
![](https://afsaonline.org/wp-content/uploads/2023/02/rick-parker-e1687362405540.png)
Member
Rick H. Parker, III
President
United Group/United Finance Co.
Rick H. Parker, III
President
United Group/United Finance Co.
![](https://afsaonline.org/wp-content/uploads/2021/09/Picture1.jpg)
Member
Mary Leigh Phillips
Chief Executive Officer
Bridgecrest and SilverRock
Mary Leigh Phillips
Chief Executive Officer
Bridgecrest and SilverRock
![](/Resources/MX/Images/963c5504-2adb-4f3c-ab35-4fd3e4462267.jpg)
Member
Richard J. Porrello
President, Auto Finance & Dealer Services
Huntington National Bank
Richard J. Porrello
President, Auto Finance & Dealer Services
Huntington National Bank
![](/Resources/MX/Images/98cb916a-be15-45ee-a13f-003ae6cdd392.jpg)
Member
Chad Prashad
President & CEO
World Acceptance Corporation
Chad Prashad
President & CEO
World Acceptance Corporation
![](/wp-content/uploads/2023/09/stCharles1200.jpg)
Member
Elle St. Charles Prime
Chief Financial Officer
Citizens Savings & Loan Corporation
Elle St. Charles Prime
Chief Financial Officer
Citizens Savings & Loan Corporation
![](https://afsaonline.org/wp-content/uploads/2022/02/Tanya-Sanders-Updated-Photo.jpg)
Member
Tanya Sanders
Executive Vice President, Head of Transformation
Wells Fargo Auto
Tanya Sanders
Executive Vice President, Head of Transformation
Wells Fargo Auto
![](https://afsaonline.org/wp-content/uploads/2023/03/B.-Shope-Headshot-scaled.jpg)
Member
Bill Shope
Senior Vice President & Chief Operating Officer
Southeast Toyota Finance
Bill Shope
Senior Vice President & Chief Operating Officer
Southeast Toyota Finance
![](https://afsaonline.org/wp-content/uploads/2023/02/Smith-Sheryl.jpg)
Member
Sheryl Smith
Chief Operating, Risk and Compliance Officer
Omni Financial
Sheryl Smith
Chief Operating, Risk and Compliance Officer
Omni Financial
![](/Resources/MX/Images/SnyderJeff.jpg)
Member
Jeffrey E. Snyder
President & Chief Operating Officer
Mission Financial Services
Jeffrey E. Snyder
President & Chief Operating Officer
Mission Financial Services
![](/wp-content/uploads/2021/03/Straffon-Suzi.jpg)
Member
Susan Straffon
Director, Finance Company Markets l Sales Development
Allied Solutions, LLC
Susan Straffon
Director, Finance Company Markets l Sales Development
Allied Solutions, LLC
![](https://afsaonline.org/wp-content/uploads/2022/01/AndrewStuartHighRes-scaled.jpg)
Member
Andrew Stuart
President & CEO
TD Auto Finance
Andrew Stuart
President & CEO
TD Auto Finance
![](/Resources/MX/Images/1d206b2a-1936-4f7b-9e55-8886bc0187aa.jpg)
Member
Douglas Timmerman
President, Auto Finance
Ally Financial
Douglas Timmerman
President, Auto Finance
Ally Financial
![](/wp-content/uploads/2024/03/Hoan-Vo-Profile-Final-2022.06.01-scaled.jpg)
Member
Hoan Vo
Director, Managing Counsel
Hyundai Capital America
Hoan Vo
Director, Managing Counsel
Hyundai Capital America
![](https://afsaonline.org/wp-content/uploads/2023/07/Petar-Vucurevic-SUIT-02.2023-scaled.jpg)
Member
Petar Vucurevic
Senior Vice President, Financial Services
American Honda Finance Corporation
Petar Vucurevic
Senior Vice President, Financial Services
American Honda Finance Corporation
![](/wp-content/uploads/2021/03/Wilford-Sheri.png)
Member
Sheri Wilford
President
LPI Loans
Sheri Wilford
President
LPI Loans