Extra Credit Podcast | Balancing Tradition and Innovation
On one of our latest episodes of the AFSA Extra Credit Podcast, Celia Winslow, President and CEO of AFSA sits down with the oldest and youngest generation of the family business at 1st Franklin Financial. While both go by Ben Cheek, one is a recent graduate of Auburn University and the newest generation of Cheek serving as a Project Coordinator in the family business, while the other, his grandfather and the Chairman Emeritus, Mr. Ben Cheek III, has just celebrated a remarkable 65 years of service with the company.
Discover a heartfelt conversation of how 1st Franklin Financial has grown over the decades and explore how the development of new technology, like AI, affects the installment lending industry. Throughout the conversation, the Cheeks reflect on their generational differences but return to a truth at the heart of the company; adapting to technology should never mean losing sight of human connection and customer service. Listen to the full podcast, Balancing Tradition and Innovation: A Conversation Across Generations with 1st Franklin Financial.
August 24th, 2026
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