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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

Our new headquarters is located at 1750 H St. NW #650, Washington, DC 20006

Events

2024 AFSA Annual Meeting

Oct 21 - Oct 23, 2024
The Biltmore | Phoenix, AZ

2025 Vehicle Finance Conference & Expo

Jan 20 - Jan 23, 2025
Roosevelt Hotel | New Orleans, LA

2025 Independents Conference & Expo

May 19 - May 22, 2025
Hyatt Regency Huntington Beach | Huntington Beach CA

Blog

Joint Amicus Brief on CFPB’s Recent Supervision & Examination Manual Changes
Oct 15, 2024

AFSA recently joined the Bank Policy Institute (BPI) and America’s Credit Unions (ACU) in filing an amicus brief in support of the argument that the CFPB’s recent changes to the Supervision and Examination Manual go far beyond policing intentional discrimination. In March 2022 the Bureau amended the UDAAP chapter of the manual to address the interaction between unfairness and discriminatory conduct. In September 2022 the U.S. Chamber of […]

The CFPB’s Perpetuation Problem
Oct 11, 2024

The New York Times reached out recently for AFSA’s perspective regarding the recent Consumer Financial Protection Bureau supervisory review of auto financing practices. We were happy to share some thoughts for the Times’ story (subscription required). As we noted, the CFPB is quick to categorize errors as though they are malicious, intentional … or profitable. […]

AFSA’S HURRICANE RELIEF
Oct 08, 2024

AFSA has launched a fundraising effort to support short- and long-term recovery efforts in communities across the southeast U.S. affected by Hurricanes Helene and Milton, virtually raffling off one fully paid registration for the 2025 AFSA conference of the winner’s choice, Vehicle or Independents Conference & Expos in New Orleans or Huntington Beach, CA respectively, or the Annual […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation