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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

Our new headquarters is located at 1750 H St. NW #650, Washington, DC 20006

Events

EDGE (Education, Development, Growth, and Enrichment)

Jun 22 - Jun 27, 2025
Grand Hyatt Buckhead | Atlanta GA

AFSA Leadership Development Program

Aug 9 - Aug 16, 2025
Paul J. Rizzo Conference Center | Chapel Hill, North Carolina

2025 AFSA Annual Meeting

Oct 26 - Oct 29, 2025
Salamander Hotel | Washington DC

Blog

THIS THURSDAY | AFSA Webinar | Beyond Transaction Fees: Lowering the Cost of Acceptance with Payment Experience Management
Jun 23, 2025

Join us on June 26, 2025 at 2:00 p.m. EST! When lenders only zero-in on per-transaction fees, they miss what’s really driving up total cost of acceptance: avoidable payment exceptions, manual agent intervention and legacy technology. Join PayNearMe as we dive deeper into the factors which influence total cost of acceptance and see how Payment […]

Industry Expertise | Balancing Compliance and Convenience: Consumer Finance Trends to Watch
Jun 23, 2025

“Industry Expertise” is sponsored content produced by AFSA’s Business Partners’ to provide thought leadership and best practices for AFSA member companies. For more information about this sponsored content opportunity, contact Dan Bucherer.   Balancing Compliance and Convenience: Consumer Finance Trends to Watch In today’s fast-evolving financial services landscape, lenders and merchants face a critical challenge: how […]

AFSA Responds to NYDCWP
Jun 20, 2025

​AFSA’s State Government Affairs team recently submitted a lengthy letter to the New York Department of Consumer and Worker Protection (DCWP) expressing significant concerns regarding proposed amendments to debt collection rules. While AFSA supports fair debt collection practices, the current proposals could unintentionally harm New York consumers and financial institutions. Key Concerns and Recommendations: Original Creditors: AFSA argues that applying the […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation