5:15 p.m. – 6:45 p.m. | AFSA Registration Center
5:30 p.m. – 6:30 p.m. | AFSA Education Foundation Board of Directors Development Committee Meeting
6:15 p.m. – 7:30 p.m. | Early Arrival Reception
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PDF Schedule
7:30 a.m. – 5:15 p.m. | AFSA Registration Center
Coffee Service Sponsored by 
8:00 a.m. – 11:00 a.m. | Independent Auto Finance Executive Group Meeting & Breakfast
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8:30 a.m. – 9:30 a.m. | Leadership Development Program Steering Committee
8:30 a.m. – 5:30 p.m. | Law Committee Meeting (w/ Breakfast & Lunch)
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10:00 a.m. – 12:30 p.m. | AFSAEF Board Meeting & Lunch
12:00 p.m. – 1:00 p.m. | Vehicle Finance Board/Independent Auto Executive Group Joint Luncheon
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12:30 p.m. – 1:30 p.m. | The EDGE Advisory Board
1:00 p.m. – 3:00 p.m. | Vehicle Finance Division Board
Sponsored by 
1:00 p.m. – 3:00 p.m. | Operations Committee
3:00 p.m. – 5:00 p.m. | Vehicle Commercial Credit Committee
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3:15 p.m. – 4:15 p.m. | Business Partner Advisory Board
3:15 p.m. – 5:00 p.m. | AFSA Executive Committee
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5:00 p.m. – 6:30 p.m. | Welcome Reception
Reception Sponsored by
Entertainment Sponsored by
6:00 p.m. – 8:00 p.m. | Vehicle Finance Board/Independent Auto Finance Executive Group/Vehicle Finance Commercial Credit Committee Reception & Dinner
Reception Sponsored by 
Dinner Sponsored by
Wine Sponsored by 
Entertainment Sponsored by 
6:30 p.m. – 8:00 p.m. | Law Committee Dinner
Sponsored by 
Schedule subject to change.
7:30 a.m. – 6:15 p.m. | AFSA Registration Center
Coffee Service Sponsored by 
7:30 a.m. – 8:00 a.m. | Attendee Breakfast
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8:00 a.m. – 11:00 a.m. | Law Committee
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8:00 a.m. – 9:30 a.m. | Welcome to Washington & Conference Keynote Carl Cannon
Chairman Discussion Sponsored by 
Carl Cannon Sponsored by 
AFSA CEO Bill Himpler, AFSA Chairman Tom Hudgins and incoming AFSA Chair Jim Drotman review the year in consumer credit and the opportunities and challenges for 2022. Then, join Carl Cannon, Washington Bureau Chief of RealClearPolitics, and one of the most experienced and decorated White House correspondents of the past half-century as he shares insights on Washington politics today and sets the electoral stage for 2022 and beyond.
9:30 a.m. – 9:45 a.m. | Refreshment Break
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9:45 a.m. – 10:45 a.m. | AFSAPAC Update, AFSA Policy Briefing & Distinguished Service Awards
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Join AFSA’s Senior Vice Presidents for Federal and State Affairs, Celia Winslow and Danielle Arlowe as they discuss federal and state legislative and regulatory issues, identify policy trends and offer insights on other vexing matters of import to AFSA members. AFSAPAC Chairman Dan Walters will provide an update on the important work the PAC is doing on behalf of members in Washington. AFSA Chairman Tom Hudgins will preside over the Distinguished Service Award ceremony honoring Chuck Jones and Darcy Locke.
10:45 a.m. – 11:45 a.m. | CFPB Update
The Consumer Financial Protection Bureau (CFPB) remains focused on pressing forward with its regulatory agenda. Laura Udis, Small Dollar, Marketplace, and Installment Lending Program Manager with the CFPB will be in conversation with Celia Winslow, delivering insights on what’s ahead at a key agency for the consumer credit industry.
12:00 p.m. – 1:30 p.m. | Luncheon w/ Olympic Gold Medalist Dominque Dawes
Speaker Sponsored by 
Luncheon Sponsored by 
Affectionately known as “Awesome Dawesome,” Dominque Dawes was a ten-year member of the U.S. national gymnastics team, a three-time Olympian, and a member of the gold-medal-winning “Magnificent Seven” team at the 1996 Summer Olympics. Ms. Dawes has broken records and barriers throughout her career; now hear her inspiring story and insights.
1:45 p.m. – 3:15 p.m. | AFSA Board of Directors
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1:45 p.m. – 3:15 p.m. | Diversity & Inclusion Working Group
The D&I Working Group meeting is open to all attendees and will feature an additional, D&I-focused Q&A session with Dominique Dawes.
3:15 p.m. – 4:45 p.m. | Human Resources Networking Group
3:15 p.m. – 5:00 p.m. | Vehicle Credit Risk Committee
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4:00 p.m. – 5:00 p.m. | Compliance Session: Credit Reporting
Sponsored by 
Credit reporting continues to be a hot topic for regulators, consumers, and creditors. We have assembled a group with different roles and perspectives on the overall credit reporting system to share their thoughts about the strengths and weaknesses of the credit reporting system, along with ideas to help make it more understandable and responsive to the needs of its complex body of stakeholders.
Speakers:
Philip Bohi, VP Compliance Education, AFSA (Moderator)
Francis Creighton, President & CEO, CDIA
Lisa DeLessio, Partner, Hudson Cook
David King, Senior Managing Director, Forensic & Litigation Consulting, FTI
4:00 p.m. – 6:00 p.m. | Women’s Leadership Council w/ Liz Scott
Liz Scott Sponsored by 
Refreshments Sponsored by
Liz Scott is the Co-Executive Director of Alex’s Lemonade Stand Foundation which emerged from the front yard lemonade stand of her daughter, Alexandra “Alex” Scott (1996-2004). Scott will talk about her experience as ALSF continues to help tens of thousands of families, raising more than $200 million toward Alex’s dream of finding a cure.
The Honorable Kathy Kraninger, Vice President of Regulatory Affairs at Solidus Labs and former Director of the Consumer Financial Protection Bureau (CFPB) will discuss her time at the Bureau and her current role.
5:00 p.m. – 6:00 p.m. | AFSA Pulse Board
6:00 p.m. – 8:00 p.m. | Dinner Party
Annual Dinner Circle Sponsored by 
Decor Sponsored by 
Open Bar Sponsored by 
Entertainment Sponsored by 
Schedule subject to change.
8:00 a.m. – 4:30 p.m. | AFSA Registration Center
8:00 a.m. – 9:00 a.m. | State Government Affairs Committee
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8:00 a.m. – 9:00 a.m. | Marketing & Communications Networking Group Meeting & Breakfast
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8:45 a.m. – 10:00 a.m. | AFSAEF Update & Plated Breakfast w/ Senator Tim Scott (R-SC)
Breakfast Sponsored by 
Senator Tim Scott’s political career began with the Charleston County Council followed by the South Carolina House of Representatives, and the U.S. House of Representatives. He joined the U.S. Senate in 2013, where his signature Opportunity Zones legislation was passed as part of the 2017 tax reform package. He serves on the Senate Banking, Small Business, and Finance Committees, and plays a significant role in workforce development, education, and diversity issues. AFSAEF Chairman Jim Schneider will also discuss the Education Foundations recent initiatives and upcoming goals.
10:00 a.m. – 12:00 p.m. | State Government Affairs Committee
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10:00 a.m. – 10:45 a.m. | Education Session: Chief Compliance Officer Perspectives
Chief Compliance Officer Panel
Sponsored by 
With increasing demands from regulators and growing complexity in operating a consumer finance company, a Chief Compliance Officer (CCO) in 2021 has a lot to manage. For this panel, we are inviting CCOs from a cross-section of AFSA member companies to share their perspectives on the current environment and how they manage to keep their companies heading in the right direction.
Speakers:
Philip Bohi, VP Compliance Education, AFSA (Moderator)
Kelly Abernathy, Chief Compliance Officer, Heights Finance
Daniel E. Clevenger, EVP/CCO, 1st Franklin Financial Corp.
Gregg Elzey, Chief Compliance Officer, Toyota
Harvey Kirk, Chief Compliance Officer, Carolina Finance
10:45 a.m. – 11:00 a.m. | Refreshment Break
11:00 a.m. – 11:45 p.m. | Education Session: Debt Collection Panel Discussion
With new Debt Collection rules coming into force soon, debt collectors and creditors are preparing to implement a variety of new controls. Our panel will address the new regulatory expectations, prospects for imposition of the new rules on creditors based on UDAAP powers, and the specific steps they recommend to navigate the shifting landscape.
Speakers:
Jim Sheeran, General Counsel, Tidewater Finance (Moderator)
Sara Costanzo, Shareholder, Weltman Weinberg & Reis
Brian Johnson, Partner, Alston Bird
Jan Stieger, Executive Director, RMAi
12:00 p.m. – 1:30 p.m. | Capitol Hill Luncheon: FDIC Chairman Jelena McWilliams and Chief of Staff, Rep. Tim Ryan (D-OH)
Perspectives from the FDIC
Join FDIC Chairman Jelena McWilliams for a candid take on the role of the FDIC in the financial services sector and how policies and directives affect the industry.
Luncheon Sponsored by 
Ron Grimes is the longest serving Chief of Staff on Capitol Hill. Grimes will give an overview to the process and importance of visiting with your congressmen and senators. Congressman Tim Ryan (OH-13) representing Youngstown, Warren, and Akron, Ohio. Mr. Ryan is a member of the House Committee on Appropriations where he is Chairman of the Legislative Branch Subcommittee and Vice Chairman of the Defense Subcommittee.
1:30 p.m. – 3:00 p.m. | Operations & Regulatory Compliance Committee
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2:00 p.m. – 5:00 p.m. | Capitol Hill Visits
3:00 p.m. – 3:15 p.m. | Break
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3:15 p.m. – 4:30 p.m. | Talking Shop: Compliance Roundtables
Join informal roundtable conversations with thought leaders and peers to discuss issues affecting the compliance function at consumer finance businesses and business partners.
Topics:
- Fair Lending, featuring Marshall Bell from Buckley;
- Licensing developments, featuring Bob Niemi of Bradley;
- Repossession management and trends, featuring Jose Mendiola of Resolvion;
- Credit reporting, featuring Badri Sridhar of FTI Consulting; and
- Compliance function management, featuring Jennifer Clark of Flagship Credit Acceptance.
4:30 p.m. – 6:00 p.m. | Closing Reception
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Schedule subject to change.