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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.


2023 Independents Conference & Expo

Apr 17 - Apr 20, 2023
The Aria Resort & Casino | Las Vegas, Nevada

Join AFSA’s independent members for a content-rich experience, engaging in strategic, thought-provoking discussions on issues affecting the industry.

2023 AFSA Spring Committee Meetings

May 23 - May 24, 2023
Ritz Carlton New Orleans | New Orleans, LA

Join AFSA and your colleagues in the Big Easy for content-rich, fast-paced committee meetings.

2023 Annual Meeting

Oct 1 - Oct 4, 2023
Grand America Hotel | Salt Lake City, Utah

The 2023 AFSA Annual Meeting is bringing attendees together to share how consumer credit is creating opportunities for our customers.


AFSAEF EDGE & Leadership Development Program Registration Open
Feb 03, 2023

Registration for the 2023 AFSA Education Foundation leadership programs are now available. The 2023 edition of THE EDGE (Education, Development, Growth & Enrichment) program will be held June 11-16 at Mercer University in Atlanta, GA. Open to individuals associated with the financial services industry, including diversified financial institutions, consumer and sales finance companies, credit card companies, […]

Rate Caps Fail Illinois Consumers
Feb 02, 2023

Even in the sometimes-arcane world of academic research where biases were once frowned upon, it’s interesting to see how those biases have real world consequences. Take, for example, the comments of Adam Levitin, a law professor and practicing attorney with extensive time in the Washington policy world, on a working draft of an independent academic […]

AFSA, Trades Seek ANPR Extension
Feb 01, 2023

This week, AFSA along with 99 other trade associations representing a broad swath of the economy, wrote to the Federal Trade Commission (FTC) asking for an additional 60 days to provide comment on the Advanced Notice of Proposed Rulemaking (ANPR) prohibiting non-compete clauses. Any rule governing non-compete clauses would have a drastic effect on the […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
consumers in the prime or better risk tier
$1,500 average installment agreement amount
average installment agreement amount
2.3 MILLION new auto loans each month
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.


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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
AFSA Training


AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AFSA Education Foundation