The State Government Affairs Department develops white papers on a monthly basis. Each white paper is an in-depth analysis of a particular issue, dealing with all legislation introduced on the topic at the state level. Each is a snapshot in time of the history of the issue and current legislation on the matter.
- 2020 State Legislative Preview & 2019 Review (January 2020)
- 2019 State Legislative Preview & 2018 Review (January 2019)
- 2018 Gubernatorial Post-Election Report (November 2018)
- 2018 State Attorney General Post-Election Report (November 2018)
- 2018 State Legislature Post-Election Report (November 2018)
- Alabama Small Dollar Loan Availability Case Study (Evergreen)
- Antitrust 101 Primer (Evergreen)
- California Consumer Privacy Act (October 2018)
- California Consumer Privacy Act Update (October 2019)
- California E-Contracting (Evergreen)
- Case for Installment Lending (Evergreen)
- Cash Mandates (May 2019)
- Convenience Fees (June 2018)
- Consumer Complaints 2020 Update (July 2020)
- Consumer Complaints 2019 Update (July 2019)
- COVID-19 State Policy Update (April 2020)
- COVID-19 State Policy Update (May 2020)
- CSBS Vision 2020 (July 2018)
- Debt Collection (March 2020)
- Debt Settlement Companies (August 2020)
- Debt Settlement Companies (March 2019)
- Driver-Owner Liability Shifting (November 2019)
- Electronic and Remote Notarization (May 2018)
- ELT Implementation (June 2018)
- Federal Regulation of Financial Institutions (June 2020)
- Government Shutdown: State Legislation (April 2019)
- Legislative Trends in Consumer Credit (August 2018)
- Marketing Checks/”Live Checks” (September 2018)
- Mini CFPBs (April 2020)
- Municipal Zoning Restrictions (February 2019)
- NCLC Model Family Financial Protection Act (September 2019)
- Payday Lending Databases (June 2019)
- Preemption After the Dodd-Frank Act (Evergreen)
- Rate Cap Legislation Update (April 2018)
- Real Time Sales Tax Remittance (February 2020)
- Reverse Mortgages (August 2019)
White Papers Pre-2019
- 2018 Gubernatorial Elections Preview (September 2018)
- 2018 State Attorney General Elections Preview (October 2018)
- 2018 State Legislative Elections Preview (October 2018)
- 2018 State Legislative Preview & 2017 Review (January 2018)
- 2017 State Legislative Preview & 2016 Review (January 2017)
- 2016 State Legislative Preview & 2015 Review (January 2016)
- 2015 State Legislative Preview & 2014 Review (January 2015)
- 2014 State Legislative Preview & 2013 Review (January 2014)
- 2014 State Elections (November 2014)
- 2013 State Legislative Preview & 2012 Review (January 2013)
- All-in APR (July 2017)
- Alternate Identification (April 2016)
- Ancillary Products (February 2010)
- Attorney General Activity (February 2018)
- Consumer Complaints (June 2014)
- Credit Reporting (June 2013)
- Creditor Placed Insurance (September 2013)
- Cybersecurity Regulations (September 2017)
- Data Breach Issues (July 2016)
- Data Breach Issues (May 2015)
- Debt Collection Legislative & Regulatory Trends (February 2016)
- Debt Collection (July 2014)
- Debt Validation (November 2013)
- Election Preview (July 2012)
- Expedited Foreclosures (February 2017)
- Financial Literacy (October 2016)
- Financial Services and the Marijuana Industry (March 2017)
- Fintech Regulation (October 2017)
- Flex Loans (May 2016)
- Foreclosures (September 2012)
- Foreign Language Requirements (May 2013)
- GAP 50-State Survey (updated July 2013)
- Guaranteed Asset Protection (June 2017)
- HOA Assessment Superliens (March 2015)
- Judicial Non-judicial Foreclosure (March 2013)
- Lending Municipal Zoning Ordinances (April 2013)
- Lien and Title (July 2013)
- Military Lending (November 2015)
- Military Lending (September 2011)
- Municipal Use of Eminent Domain (March 2014)
- NMLS (October 2012)
- Payment Innovations (August 2013)
- Payroll Cards Update (August 2017)
- Payroll Cards (September 2015)
- Payroll Cards (May 2014)
- Payment Assurance Devices (August 2016)
- Preventing Financial Exploitation of Elderly and Vulnerable Adults (May 2017)
- Recent Interchange and Surcharging Legislation (June 2016)
- Recent Rate Cap Legislation (April 2015)
- Recent Vehicle Titling and Lien Release Issues (July 2013)
- Role of State AGs After Dodd-Frank, Recent Activity, Complaints & Upcoming Elections (October 2015)
- Subsidized Small-dollar Loan Programs and Other Payday-alternatives (September 2016)
- Surcharging (February 2013)
- Transportation Network Companies (August 2015)
- Transportation Network Companies (August 2014)
- Tribal Lending (October 2013)
- UDAAP Enforcement Authority (October 2014)
- Vehicle Franchise Legislation with Ancillary Product Provisions (February 2015)
- Vehicle Franchise Legislation with Ancillary Product Provisions (February 2014)
- Vehicle Franchise Legislation with Captive Effects (November 2012)
- Vehicle-Related Ancillary Products (March 2018)
- Vehicle Specific Ancillary Products (March 2016)
- Vehicle Specific Ancillary Products (August 2012)
- Zoning Ordinances (April 2014)
- Zoning Ordinances (April 2013)
August 27th, 2020 by Dan Bucherer